ZeroHedge ~ The Subtle Slavery of Obamacare

I’m posting a link to a long explanation of Obamacare from someone who used to sell “health” insurance. I love the author’s pen name, “Cognitive Dissonance,” because that state more than anything is what has allowed the insanity to proceed thus far. Anyway, it’s a long article with actual numbers and insights into the ACA. The author concludes by saying he doesn’t know what to do about it. I don’t have a full on solution, either, but I recently found a seemingly good solution for myself, which I will share here. Perhaps it will help someone reading this. My story is a literal fairytale, which includes the FSOA. (No, that’s not a health code or government agency. It’s what my friend Mitch has affectionately dubbed the “Faery Seal of Approval”). If you prefer to skip my story but want to read the article, you can just click here.

As anyone who has read my book, “If I Only Had a Brain Injury” knows, in 1998, I suffered a “mild” traumatic brain injury that totally disabled me for four years and kept me partially disabled for another two. Workers Comp shopped me around to dozens of doctors, none of whom helped with the brain injury symptoms and few of whom helped at all with my neck injury. Thankfully, my strong intuition warned me not to take one of the medications prescribed, because on my follow-up visit, months later, a panicked doctor rifling through my file asked if I was still taking a particular pain killer. “No, I didn’t like something about it, so I stopped using it after only one pill.” I watched the doctor’s relief and narrowed my eyes while asking, “Why?” “Oh,” he said, “that drug was recently recalled after four people died of kidney failure.” That was the first among many lessons in that TBI recovery that I would do well to heal myself rather than put my trust into incompetent (or worse) hands.

When I finally did find people who knew what was wrong with me and how to treat me, I learned that the various mandated “treatments” Workers Comp approved doctors prescribed had radically complicated and slowed my recovery. To undo the brain damage followed by the exacerbated damage caused by doctors, I spent several years out of pocket on highly alternative treatments that lost me my personal injury settlement but did put me on the path to healing.

Ultimately, I discovered the extreme connection between body, mind, emotions, soul history, spiritual perspective and life path — something learned, not prescribed. Taking control of my own healing got me well. The process, however, of having various overseers like Workers Comp or insurance agencies controlling my available options forever tattooed upon my soul the importance of maintaining health sovereignty. If I had not gone rogue, I would not have since written three books and a prolific blog, because the top neurologist in the US declared I would remain unable to read or work for the rest of my life. Deal with it.

Meanwhile, the other side of the coin tried to get me declared crazy so that Social Security would accept my claim, thereby leaving the insurance companies or Workers Comp off the hook for care demanded by a work injury. Unable to read or tolerate fluorescent lights, I nonetheless spent more hours than I care to count sitting in psychiatrists’ and/or insurance whore psychologists’ offices taking test after written test under fluorescent lights — all with the purpose of catching me in a lie (malingering) or certifying me as nuts. Somehow I passed those tests, although the next part of this story might make people wonder why. 😉

Fast forward to 2014: I’ve now spent years trying to find some way to slip through the fingers of what I experienced at various times as my own personal enslavers, namely, insurance companies and the IRS. I knew about religious exemptions, but I don’t fit into any of the defined religious categories. I’m not Amish. I’m not Muslim. I’m certainly not a right-wing Christian. I briefly looked into becoming a Christian Scientist, because I do believe the body can heal itself through prayer; however, I learned that most of the Christian Scientists actually support Obamacare and see no issues with it. I also couldn’t bring myself to agree to some of their requirements for joining.

I looked into various HealthShare Ministries, and I loved the concept of voluntary giving that goes directly to people’s medical bills; however, joining one appeared to invite in another form of tyranny from religious institutions. For many, I would need to join a church, attend at least three times per month, have my pastor oversee my “Christian lifestyle,” and I would need to take what amounts to an Oath removing the sovereignty of my soul. Can’t do it. Won’t do it.

For awhile, I carried no insurance or non-compliant “temporary insurance” for catastrophic events, but I hate the idea of giving the IRS any kind of power over me either. I don’t want fines, and I don’t want anything on their books to justify any kind of additional extortion from me. I have already dealt with bogus fines from the IRS — ones that they even admitted were bogus but nonetheless continued to demand. I love the idea of supportive group healthcare that really focuses on health and the spiritual component of health, that recognizes my body as my temple, that rewards me (or at least doesn’t punish me) for taking care of myself. I also don’t want to pay for treatments that I consider morally abhorrent, including forced vaccinations of children and/or adults, or mandatory chemotherapy of children.

One night, feeling quite trapped and enslaved by Church, State, the BigPharmafia, and Insurance companies, who apparently get you coming or going with Obamacare, I said a prayer to my faery friends: “Surely there is some loophole, some kind of HealthShare whose tenets I can support. Please, find me a way. Find me a loophole so that I can maintain my spiritual and physical integrity.” The next morning, the very first email I opened came from a client asking me to look at Liberty HealthShare, since she was facing the same Obamacare conundrum I was. As usual, the faeries came through! Of all the HealthShares I’ve investigated, Liberty is the only one that allows you to worship in your own way (or no way), with no Church supervision. It honors our bodies as temples, with the idea that, of course, we will care for our temple rather than abuse it. It offers extreme accountability for funds paid in, negotiates discounts like a regular insurance company, and truly allows you to choose your own care, including alternative treatments.

Despite my excitement, I sat on this for awhile. I did some research to see if I could find any scam alerts or outside testimonials. No scam alerts. I don’t have any way of verifying the testimonials, but for about the same cost per month as my temporary insurance, my annual deductible drops by $9,500. I also stop resetting the pre-existing condition checker every six months, and I get an actual exemption instead of paying fines on top of premiums that get me nothing. I still don’t intend to start using medical care. I’ve only gone to one doctor since 2002, and — shock me — that doctor did nothing to cure what ailed me. I still needed to do that myself.

I eventually decided to apply to Liberty HealthShare. As soon as I completed my online application, I immediately received an email from the “Fairy & Human Relations Congress,” with the Subject heading: “Blessings of Fairy Light from Us to You!” I had to chuckle, because that’s exactly how my faery friends send their signature after answering a request. With a huge, giggly, cosmic sync-wink.

Anyway, I cannot personally vouch for Liberty HealthShare, because I’ve not yet used it. My HealthShare begins on January 1, 2015. I can, however, assure you that it has the Faery Seal of Approval, and I’ll take the FSOA over the ACA any day. 😉

Here’s Cognitive Dissonance with a much more left-brained exploration of Obamacare and its various implications:

The Subtle Slavery of Obamacare
By Cognitive Dissonance

I wish everyone health and well-being on all levels in the coming months and years.

18 responses to this post.

  1. Posted by Dave O'D on December 24, 2014 at 3:01 pm

    We all agree with your beliefs but….If you were to break a bone or have some strange internal problem….You would be taken financially of everything you own…There is no doubt that the ACA is a double edge sword!…. Like driving a car without insurance and some drunk driver plows into you and breaks a few bones of yours….and he doesn’t have insurance….Just not good…..We all must be wise and not stupid….as I love to say……It all about the balance…..To much of anything is not good….

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  2. Well, that’s the beauty of the HealthShare — you do get coverage in that the premiums actually go into a collective pot that gets paid out. ACA is a double edge sword, indeed. I’ve also learned in all my medical intuitive work that accidents are rarely “accidents” if we’re paying attention. Every accident I have ever had came after I insisted on doing something my intuition warned me against.

    For me, a HealthShare represents that balance. It may not for others, but for me it was the elusive Middle Way.

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  3. I am also considering maintaining a separate rider I have for accidents, which cuts me a check for $5000 if I have an accident of any sort. It’s not necessarily enough to cover all expenses, but it would go a ways towards off-setting anything out of pocket. My Liberty HealthShare deductible is only $500.

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  4. Reblogged this on I Au Matu.

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  5. Interesting post and concept. This is the first I’ve heard of a health share. Although my kids are covered (one through University, the other who lives in Montreal gets Canadian universal coverage) I have not had “health insurance” since 2008. The fine for not having insurance, a fine which apparently costs way less than an annual insurance policy, is something I have been exempted from every year bc of the area of Massachusetts where I live being low income, or something. (This is a legit exemption per my tax guy.)

    Yearly reproductive checkups are covered by Tapestry Health (formerly Planned Parenthood) and I pay out of pocket for an annual skin check, seasonal chiropractic adjustments and anything else I need, which is little. Gratefully, I am very healthy … and I have a healthy attitude (i.e. I believe I am healthy!). Gratefully.

    I’d rather drive safely and spend my $$ on organic produce than finance the health insurance mobsters.

    Massachusetts is a good and fairly progressive state – it might really depend on where one resides as per what the options are.

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  6. Thanks for the additional information, Diana. Yes, I am sure it does make a difference where you are. Also who you are. I have many loved ones and clients, for example, who have benefited from traditional medicine and insurance. I just personally have not. In fact, quite the opposite for me. In the same way that conventional financial wisdom completely messes up my financial flow, so also traditional anything seems to result in wild goose chases, red herrings and sometimes even near death experiences. If I want those, I’m better off going on an intentional shamanic journey. LOL, but seriously! Some things just don’t work for me, which is why I’m very wary of buying into or supporting a system set to mandate them.

    If Obamacare emphasized organic gardens, exercise and holistic care, without all the invasive, non-health related personal questions, I’d be more willing to comply. As things stand, I’m quite wary of any kind of “health” care from a government who sprays chemtrails, tries to destroy organic farms, wants to put unlabeled aspartame in milk, insists on leaving mercury in vaccines, and allows something so close to Agent Orange to be sprayed on GMO crops. Call me crazy, but if the government supports those things, methinks it’s not particularly interested in supporting my or anyone else’s health.

    I still think we’d get different policies out of Washington if they implemented my recommendation of mandatory colonics for Congress. Until such time, “helpful” laws will likely continue to be full of poop.

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  7. haha mandatory colonics! now there’s something worth paying for out of pocket. 🙂

    I learned recently from a psychotherapist that in order to be able to bill insurance, he is mandated to “inform” any patients with depression, anxiety, OCD, etc that “there are medications available to treat your condition.” As if one could live in this culture and NOT know that! But if he doesn’t inform the client and the insurance company finds out, they can revoke his billing priveledges forever. in other words, if you want to use their service, you must promote their products. or else.

    it’s so messed up!

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  8. Reblogged this on Twin Flames.

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  9. Posted by Molly on July 15, 2016 at 2:02 pm

    Hi Laura, Can you give us a follow-up with your Liberty Healthshare experience?

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  10. Hi Molly,
    I still like the company. I have not had any cause to use any services, so cannot speak to the actual process of any of that. I know I can check each month to see where my money went — either to an anonymous recipient or to someone named and asking for prayer. The newsletters are good. I filed an extension for my taxes and am trying to find a way to write off the monthly premium. That is the only downside I may have discovered so far. Health share premiums are not insurance and so not a business expense unless I can find a creative accountant. 🙂

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  11. Posted by Molly on July 15, 2016 at 2:36 pm

    Thank you so much, Laura! I’m considering switching from traditional insurance for my family of 4 to LIberty. Doing lots of research and your blog popped up in my google search. I don’t know anyone who has Liberty. So if I do sign up, I’ll be glad to use your name. Wouldn’t you receive a discount?

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  12. Thanks so much, Molly! I think I would receive a $100 Visa gift card if you given them my name. Laura Bruno from Goshen, Indiana. I think I get that after you’ve been members for 2 months or something like that. When I first posted this there was no referral program, but I heard they started one. 🙂

    Thank you! I do love having my money go to a quality organization that cares rather than a big insurance company. I saw somewhere a list of total claims submitted and total claims paid, and it was the same number. That seemed positive. 🙂

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  13. Posted by Molly on July 15, 2016 at 3:26 pm

    If we sign up, it will be at the end of the year. I will most certainly add your name as a referral. Thank you for your time and insight! Continued health to you!

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  14. Posted by Molly on July 15, 2016 at 3:27 pm

    **continued good health 🙂

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  15. Posted by Patrick on May 17, 2017 at 10:15 am

    Hi Laura,
    Thanks so much for sharing your experience with us. I’m curious, now that it has been a few years if you have any update on using Liberty Healthshare. I’m going off traditional insurance in a few months and have been seriously considering using them as an alternative to traditional insurance. Has your experience changed any in the last year or so? Thanks & thanks for sharing!!!

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  16. Hi Patrick,
    I’ve considered writing an update. I am so healthy that I’ve not even used them, but I am pleased my “premium” remains at the same it was when I joined in 2014. I get regular email updates from people sharing positive experiences, so I assume it’s good. Once we move, I will likely take advantage of the two free wellness checks per year. I just have not had reason to try those out yet and sensed we would be moving. The only concern I would have is if the Healthshares lose their exemption status from whatever Republican initiative goes through. Apparently, they would have with the initial push, but it seems like they are here to stay. My accountant found a way to write off the monthly “premium” charges — not really a premium but functions like one — so I am very happy about that, too.

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  17. Posted by Patrick on May 17, 2017 at 10:29 am

    Hey Laura – thanks for the update! It’s great that you haven’t had to use the share service yet. Unfortunately with our family of 6, I’m certain that we’ll need to use the share at some point in the first 6 months. Too many little guys wanting to ride a pillow down the stairs, I’m afraid! I’ll certainly keep following your blog – keep us posted if you have any positive or negative experiences!

    Liked by 1 person

  18. You’re welcome. Will do!

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